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Research of Ernana Chejre shows that at new system payments makeApproximately 70 % of that sum which was paid by clients of Service of the social
Insurance in a decade preceding reform, and approximately 55 % of the sum, Which was paid by private employees. So, in most cases the new The insurance system allows to plan higher pensions, than old.
The most eloquent, in our opinion, the table of all presented to the book Concerns the size of pensions which workers could receive at the old
The sizes of their payments, but at new system of individual capitalisation. So
The married person possessing the taxable income in 220.000 peso and
Paying payments continuously from 18 years, would receive pension in 457.267 peso.
Earlier for insurance system the state, now - actually responded The private companies which are under the strict state control,
Carried out by the Main inspection of the Companies of management by pension funds.
In other words, in new system it is combined inherent in business Efficiency and the corresponding state protection expressed in those, That the state guarantees to everyone insured the minimum pension.
At last, in the pension past were not recalculated automatically at change of the prices.
The losses suffered by pensioners at inflation, could be compensated only in those
Cases when it was recommended by corresponding laws. At new system Recalculation of pensions is carried out automatically, except for insured, Which choose pension on model "the programmed removal from the bill". In This case the pension will fluctuate depending on changes
Corresponding fund, and upon termination of the term stipulated by the contract will begin
To decrease.
From the point of view of redistribution of incomes the old system did not differ the person
Progressiveness. Unlike it new, basically, it is neutral, though The fixed commission fee are nevertheless regressive as mention
Basically the lowest incomes. However and commission fee from the saved up rests,
Which took it, and commission fee from the taxable income which undertake Now, can be considered as redistributing, as they in it Degrees mention high incomes.
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