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Military men, owing to their specific mission, it can not be regulated by those norms,

Which are applied in relation to civilians.

Reform of insurance of 1980 has replaced system of redistribution with system

Individual capitalisation. In the job of Ernan Chejre gives clear and The laconic description of new system. In brief it looks as follows. Each investor chooses any Company of management of pension funds, Where lists the insurance payments intended for the individual Capitalisations (10 % of the taxable income), and also payments for

Financings of disability pensions and in case of loss of the supporter (3,44 %).

The corresponding Company, from its part, raises from each insured Both firmly fixed, and percentage commission fee with taxable The income.

Each worker himself solves, in what Company of management of pension funds He will place the money, and can easily pass from one in another.

Besides, everyone defines the pension mode: it can be "The programmed removal from the bill", according to which on reaching Pension age (65 years for men and 60 years for women) the insured

The personal account the certain sum; it can pass risk of insurance

The life annuity; at last, he can choose a combination of both systems: to Certain age - "the programmed removal from the bill", and then Life annuity reception.

Each worker can retire ahead of schedule if it has saved up the capital,

Sufficient for reception of pension at a rate of not less than 110 % minimum and not

Less than 50 its % of average over the last 10 years taxable incomes, Corrected on inflation size.

The worker can do voluntary payments on the insurance bill or open One more savings bill on which it is free to put money or to remove with It and which it can translate completely in the insurance fund, that

To have an opportunity ahead of schedule to retire, increase the sum, which it

Will monthly remove from the bill, or to increase the lifelong The rent.

Privileges and privileges in sphere the insurance won by workers, Promoted occurrence in this area of a healthy competition, which not Only has brought direct benefit insured, but also has rendered Beneficial influence on a society as a whole.

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