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Military men, owing to their specific mission, it can not be regulated by those norms,
Which are applied in relation to civilians.
Reform of insurance of 1980 has replaced system of redistribution with system
Individual capitalisation. In the job of Ernan Chejre gives clear and
The laconic description of new system. In brief it looks as follows.
Each investor chooses any Company of management of pension funds,
Where lists the insurance payments intended for the individual
Capitalisations (10 % of the taxable income), and also payments for
Financings of disability pensions and in case of loss of the supporter (3,44 %).
The corresponding Company, from its part, raises from each insured
Both firmly fixed, and percentage commission fee with taxable
Each worker himself solves, in what Company of management of pension funds
He will place the money, and can easily pass from one in another.
Besides, everyone defines the pension mode: it can be
"The programmed removal from the bill", according to which on reaching
Pension age (65 years for men and 60 years for women) the insured
The personal account the certain sum; it can pass risk of insurance
The life annuity; at last, he can choose a combination of both systems: to
Certain age - "the programmed removal from the bill", and then
Life annuity reception.
Each worker can retire ahead of schedule if it has saved up the capital,
Sufficient for reception of pension at a rate of not less than 110 % minimum and not
Less than 50 its % of average over the last 10 years taxable incomes,
Corrected on inflation size.
The worker can do voluntary payments on the insurance bill or open
One more savings bill on which it is free to put money or to remove with
It and which it can translate completely in the insurance fund, that
To have an opportunity ahead of schedule to retire, increase the sum, which it
Will monthly remove from the bill, or to increase the lifelong
Privileges and privileges in sphere the insurance won by workers,
Promoted occurrence in this area of a healthy competition, which not
Only has brought direct benefit insured, but also has rendered
Beneficial influence on a society as a whole.
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