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* "to Become serious" *

In all these statements there is a true share. However to find out it it is uneasy,

And if we really want it, to us, to Chileans, it is necessary to go on the such

Victim on whom much would not like to go. Simply speaking, we should To become serious.

Last years, possibly, each of us faced the inconsistent Treatments of results of reforms in the field of pension insurance. Them Opponents assert that the system of redistribution operating to 1980 Was more co-ordinated, gave the big profit, provided more

High pensions, than the mode of individual capitalisation created as a result

Reforms also that it would be more favourable to save former system, of course, having improved

Management of it. From its part, the governmental experts the book is written to

Elections of 1990 when the government of reforms has retired - *it. It. * Assert that at old system were observed also discrimination poor, and Considerable deficiency of means, and pensions were more low, than at a mode Individual capitalisation. Both those, and others prove the positions In numerous figures.

Fortunately, at least in the field, there were people who have solved "To become serious". Result of it is the book which we hold in Hands.

_it there was a pension system? _

Ernan Chejre begins with the profound analysis of the pension system operating

In Chile till 1980

We know that this system was based on a principle, according to which active (Working) members of a society should contain its passive members. Employers and workers monthly gave means that To pay pensions and grants.

The old system was strictly regulated by numerous laws, but, that not Less, was not uniform. Till 1980 in the country 32 insurance were Establishments though 95 % of investors paid payments only in three: Service Social insurance (65 %), Insurance cash desk private serving (18 %) and National cash desk of civil servants and journalists (12 %).

In these establishments was to hundred various systems and subsystems Insurance, and some of them created really the exclusive

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