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When I studied in high school, my parents demanded, that I postponed or invested 50 percent from all money received at job during free time from study. As a result at me has become a habit at once to leave in bank of 50 percent from the received sum. The others to me were allowed for spending of 50 percent at own discretion. Thus, I have early enough met the concept itpay at first to myselfit. By the time of the termination of college I have saved up more than 20 thousand dollars in securities by a simple investment of 50 percent of my incomes of additional job.

When on such job my own children have started to be arranged, I used the same approach. It has allowed them to test in practice the concept itpay at first to itselfit and to be convinced of its perspectivity. Unfortunately, my elder son, having entered college, could not resist to temptations of credit cards. Without having informed neither the father, nor me, he and an eye has not had time to blink, as it has appeared completely in debts.

Here in what results improvidence. I have been assured that is better to learn my children on real examples. At us with the husband some credit cards which we use regularly, including preferential cards of constant air passengers. Credit cards are for us the excellent tool, helping to keep account expenses and to watch, on what our money leaves. We completely repay every month the spent sums and consequently never we pay percent on debts. However our son has got to a trap of the minimum monthly payments. It has obtained immediate reward which the present shock from consequences of excess of a limit has followed. It was required to it four years to return itself the right to credit reception, but in this time it has acquired really an invaluable lesson. Now it repays debts by cards every month. Besides, he has already learnt to pay to itself(himself) first of all. Now I can tell that it became financially responsible person.

Financial success

In summary I need to tell that only you can deal with a question, give or not give to your child pocket money. Only, I ask you, do not forget to wonder, you intend to pursue what purposes and to that to learn the child, giving out it money. Whether you at it wish to develop the relation to money:

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