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Stage 4. Encouragement in the child of spirit of business. In every possible way encourage in your child aspiration to search of possibilities to earn money. Offer them various variants or tell about how earn money other children. So you will help them to open the mind for possibilities arising continually. Advise him to find for itself concrete tasks and establish size of payment for each kind of the executed jobs. Suggest them to expose to you a bill for volume of the done job.

At this stage it is recommended to apply the theory of my rich daddy about distinction of concepts of job and business. Size of payment for each task for your child all the same that "job". And that your children will make with the money, is their "business". The earlier your children will understand a difference between job on others and job on themselves, the above their chances of financial success in a real life. Explain to them that your employment in the afternoon (from eight to five) is your trade, or job, but how you arrive with money (salary), is your business.

Financial responsibility

Many parents so get confused in a question of delivery to children of cash that forget to explain how those should arrive with the received money. Whether it be money for pocket expenses, gifts or a payment for performance of concrete job, your children first of all should learn financial responsibility. To speak about financial responsibility it makes sense only after your child will acquire elements of financial literacy. Moreover, we should struggle with the tendency appearing at children to perceive pocket money as lawful for what it is necessary to acquaint them with concepts of the postponed compensation and debts on credit cards.

Financial literacy

Acquaint your children with concepts of actives and passives; explain a difference between the salary, passive incomes and incomes of securities; specify in the special importance of last two types of income; learn to distinguish useful things from knickknacks. Reconsider elementary schemes from the book itthe Rich daddy, the poor daddyit and use them for training of children. Armed with such financial knowledge, your children will manage to be prepared better for acceptance on themselves of serious financial responsibility.

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