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Really, simplified order of creation it has led to that has arisen not

Less than twelve such organisations, and concentration of workers in them became

It is much less, than at former system.

Free creation it and the right of transition from one organisation in another

Promoted increase of efficiency of these establishments. As the author, these has shown

Factors have cut operational expenses it about 700 peso a month (at the rate of 1986

) on one insured in 1982 to 343 peso in 1986

Personnel it has decreased about 1,08 workers for each one thousand insured to

0,74 in departments of sales and with 2,36 to 1,85 in other divisions.

At last, profitability of pension funds remained higher, than

Received in the market of capitals under similar conditions of risk. Naturally, such

Level of average profitability, as 26,5 % (in real terms), reached In 1982, in exclusively high interest rates, could not To be kept long time. However level of 1987 - 6,4 % in real Calculation - it is necessary to estimate as more than satisfactory.

The main thing that clients in pension system search, is a confidence that on

Retirement they can receive the rent in size, whenever possible Approached to their former salary.

The new system of insurance promises the best prospect: even in most Adverse cases and in the most adverse for calculation

The taxable income the periods, pension will not fall below 67 % of the basic salary

During labour activity. In case of higher incomes and more The long periods of entering of insurance payments lonely clients the size Pensions can exceed on 31 % the basic salary.

Ernan Chejre results various variants of definition of size of pensions, Paid on new system. If as an example to take typical

The insurance client who has started to pay payments since 18 years, it was married, had

At a retirement the taxable income in 40.000 peso and 7 % of time of the The vigorous activity was the unemployed we will see that at system Individual capitalisation it can receive pension in 38.376 peso, Subject besides at change of the prices to corresponding recalculation.

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