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Really, simplified order of creation it has led to that has arisen not
Less than twelve such organisations, and concentration of workers in them became
It is much less, than at former system.
Free creation it and the right of transition from one organisation in another
Promoted increase of efficiency of these establishments. As the author, these has shown
Factors have cut operational expenses it about 700 peso a month (at the rate of 1986
) on one insured in 1982 to 343 peso in 1986
Personnel it has decreased about 1,08 workers for each one thousand insured to
0,74 in departments of sales and with 2,36 to 1,85 in other divisions.
At last, profitability of pension funds remained higher, than
Received in the market of capitals under similar conditions of risk. Naturally, such
Level of average profitability, as 26,5 % (in real terms), reached
In 1982, in exclusively high interest rates, could not
To be kept long time. However level of 1987 - 6,4 % in real
Calculation - it is necessary to estimate as more than satisfactory.
The main thing that clients in pension system search, is a confidence that on
Retirement they can receive the rent in size, whenever possible
Approached to their former salary.
The new system of insurance promises the best prospect: even in most
Adverse cases and in the most adverse for calculation
The taxable income the periods, pension will not fall below 67 % of the basic salary
During labour activity. In case of higher incomes and more
The long periods of entering of insurance payments lonely clients the size
Pensions can exceed on 31 % the basic salary.
Ernan Chejre results various variants of definition of size of pensions,
Paid on new system. If as an example to take typical
The insurance client who has started to pay payments since 18 years, it was married, had
At a retirement the taxable income in 40.000 peso and 7 % of time of the
The vigorous activity was the unemployed we will see that at system
Individual capitalisation it can receive pension in 38.376 peso,
Subject besides at change of the prices to corresponding recalculation.
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