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Tags: restore desktop icon, little icon next to, adium buddy icon, icon to green, dansen icon

I suspect that many of us aspire to believe in a thing, which are too good to be the truth. We are pleasant to be believed in miracles, in fantastic fairies, in easter rabbits and kind spirits looking after us. That is why when any financial adviser speaks: itThis strategy carries the name of regular withdrawal and creates positive miraclesit, it people believe it as wish to believe though at heart know, what is it can be a lie. It knew about this line of people, and that is why there will be new schemes of Pontsi, despite the fact that what Pontsi has died for a long time already. Only do not think that I compare law ERISA to the scheme of Pontsi. I simply say that people are pleasant like that this law can work wonders. Miracles will occur only when assumptions appear correct. If they do not justify, the word the assumption turns in ass-u-me.

On the positive note

The rich daddy considered that in the theory law ERISA has been constructed on any magnificent ideals and values. The problem consisted in its practical part. As all of us know, between the theory and a reality the huge precipice more often lies. Having analysed the law, the rich daddy has found out that one of its ideals consisted in giving to workers a share of a sweet pie. Before its acceptance workers with the pension plan of category DB could feel in financial safety after a retirement, but they did not have a real base of actives which could be passed successors. For example, if the worker has left a pas pension in 65 and has died in 75 years its payments stopped often also all invested actives the companies got. But in a case with the pension plan of category DC if the worker dies in 75, and at it something else remains in a portfolio all not used actives of the pension plan will be passed a family.

My poor daddy had a pension plan of category DB and consequently it could pass children very little. He lived on teacher's pension-small the state pension which gave every month it certain degree of financial safety but when he has died, it had almost nothing to hand down. In other words, the pension plan of category DB is not that plan which you can pass your successors. On the other hand, if my daddy had a pension plan of category DC its children would inherit the actives which have remained in a portfolio if they there were, but, certainly, taking into account extortionate taxes. Theoretically pension plan DC has some advantages which was not at the pension plan of category DB.

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