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Already twenty years' operational experience, sometimes rather stood shoulders of the first manufacturers

The profitable. That owners of factories based often joint banks,

It is possible to see that fact that they required external sources of the capital, but

From here it is possible to deduce and that they had the superfluous investment

Funds or that they required close bank communications for maintenance of

Working capital. Resulted figures are taken from Chepmena, pp. 540 - 542. He lists also other spinning mills constructed Between 1778, 1792 years, "Transition to Factory

System " and comparable on size of capital investments.

Certainly, the capital for industrial revolution has not arisen from air. But it was not

Result painful accumulation of economical Protestants, Expropriated from workers by strong reduction of wages, By consumption level decrease. To finance new cars and new

Forms of the factory organisation it was not required reductions of real incomes

Workers or land owners, decrease in their consumption levels, are not necessary

There were also national efforts on increase in a share of savings. Factories

Provided such growth of manufacture that it more than sufficed on the fast Payment of capital costs as the gain of incomes was big, and Requirements for the capital - moderated.

Financing of factories was facilitated by English system of local banks, usual

System of the bank deposits, the creating offer of money necessary for

Crediting of a working capital of their clients which was approximately equal

To size of the constant capital embodied in new factories. Undoubtedly that Raw materials and finished goods stocks, as well as capacities, were

Real actives for which creation it was necessary to withdraw somehow means from

Existing stream of manufacture, maybe, at the expense of the inflationary

Influences of growth of the monetary offer created by operations of the depositary

Banks. But as it was the epoch of the stable or reduced prices, Inflationary influence should be compensated by other factors. One

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