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We want, it is necessary to solve after Chileans the same problems, here again big and
Small details of their experience can be extremely useful. At last, Chilean
Reforms in general and pension reforms in particular are the perfect textbook
Economic liberalism and as those, will long be a source
Inspiration and useful knowledge for economists and politicians.
The Chilean system of pension insurance, undoubtedly, can be an example
For the states all over the world. Its advantages are conclusive:
1. Accumulation insured ambiguous in ordinary speech) the term "insurer" - *it.
- . *, not
Being the expert in insurance business, to
To regret, for a designation insured
Persons the word "insured" instead of professional (but is applied, hereinafter for convenience of the reader provide with it the quite good income, on the average from 13 to 14 % annual in
Real calculation. In it its radical difference from all other systems consists
The social insurance which participants actually incur losses in
Result of complex influence of an irresponsible tax policy and
2. The Chilean insurance system has interested all members in
Economic prosperity of the country. Pension bills of the insured belong
Only it. At the reached norms of a turn (in real terms) doubling
The saved up sum occurs for small term (now it
Makes approximately five years). Thus, many Chilean
Workers, having enclosed 10 % of the incomes in system of the Companies of management of the pension
Funds (it), have saved up during payments of the sum, which in real terms
In two, three or four times exceed their average revenue. A retirement
Does not threaten these persons with financial difficulties. At the same time they understand,
That threat to their future can arise, only if the Chilean economy
Will cease to be so strong and effective what it became for the last
Years. We will hope, what is it the understanding will make the Chilean citizens not so
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